Banks have a lot to answer for. If a citizen makes a small mistake, or unable to pay, banks are merciless. If a citizen negotiates with the bank to pay there is still no mercy.
A couple in Rotorua North Island of New Zealand applied for a small loan of $10,000. Westpac Bank deposited 10 million dollars into their bank account; six million dollars seems to have disappeared and so have the couple who have left the country. It appears they flew to Hong Kong then possibly to China.

New Zealanders are mixed in the opinion, some say good on them. Some say they should have returned the money. The banking clerk made a human error however the checks and balances highlight the systemic failed systems. The law is that if knowingly the money in an account is not yours and you use it is fraud.

What is little known when the bank makes an error for the smaller citizen the angst, grief it causes along with loss of face and humiliation has far reaching emotional effects.

After the laughter dies down, the banks seem to be a law unto themselves, somehow it is always the client’s fault, no wonder the writers bank account shows as such, and then the amount twice written from a request for a statement for proof of income became a joke. Apart from the fact the explanation from the bank is simply it should have been zeros. Irrespective there it is in black and white on the official statement print-out the amount.

It may not be right but that is not the point. The point is again highlighting the systemic blunder that by its insidious nature has cause and effect. The document is a legal document, compensation and interest should be paid.

It may not have been accessible through normal channels however with some manipulation this writer could have been in Paris by now.